Monday, May 11, 2015

What happens if legal structure of a business changes? (Part II)

Think what happens if a sole trader incorporates to a company. The legal structure changes from ‘unincorporated’ to ‘incorporated’. The new legal structure will have specific benefits and limitations for being a company; no matter, private limited company or public limited company.


If you have referred the previous post, you might have already gathered knowledge on sole traders. So this post is not repeating the same.

This time, think a case of a business operating as a company. Say, Laura owns a company.

Here, Laura has incorporated the business as a company following complex legal formalities. She has presented ‘Article of Association (AOA)’, Memorandum of Association (MOA), and Prospectus (as required) to Company Registrar’s Office (CRO) for approval before operating the business. After approval the company has its own legal personality different than Laura herself. It has its own identity including its own name, address, objectives etc. as stated on approved MOA. It has its own working pattern including number of board member, requirement for a decision etc. as outlined by approved AOA. Such separate legal entity encircles any of its liability within its own resources. This has benefited Laura as her personal property is not at risk. The liability of Laura is limited to the amount she has invested in the company.

As the owner, Laura will be a shareholder of the company. She will be purchasing the shares of the incorporated business and providing capital for its operation. She might be the single owner again (similar to the sole trader) or might have other shareholders as owners. If she has other shareholders, the business can raise higher capital required its operation. Other owners might be known (if private limited company) or unknown general people (if public limited company).

Note: Refer to my previous post for an analysis of CIE A-level Business question on the issue: ‘Business with a single owner is a sole trader or a private limited company?’

For the company having separate legal entity different than that of Laura, the benefits also comes in two types. Company will be benefited on one side and Laura will be benefited on other side. CIE A-level Business might query on any part or both. 

In this case, access to higher capital is the benefit to the company. With higher capital, business is able to grab better opportunity and can earn more profit that gives higher return in the form of dividend to Laura or she gains higher value of her investment.

Laura is also glad that her efforts on business will not go in vain. She can transfer the shares to any other and her business continues. Even if she dies, shares will be transferred to her nominees and business continues. 

CIE A-level Business expects such understanding and prefers to ask whether a sole trader should be converted to a company. The recommendation should include benefits or drawbacks to the owner like Laura for being incorporated. Key words like limited liabilities, continuity, higher capital raising option etc. are to be covered for proper evaluation.


Now, let’s think other conversion of legal structure within incorporated ones. Laura is operating Private limited company with three of her friends; however, she is thinking to go public.

With private limited company, Laura along with her three friends are known shareholder and shares are transferable with consent of all. But if it goes public, shareholders will be general people. The company has to go with additional complex legal formalities. It has to be listed under stock exchange as well.
 
Being private limited company, Laura (along with her friends) is privileged with unlimited liabilities and continuity. If company goes public, her privilege will still remain. In addition, Laura will be able to have easy exchange of shares without anyone’s consent that is a requirement in private limited company. For that additional benefit, more investors / shareholders will be enticed and business can easily raise its required capital. Further, growing to public limited company provides higher capital from general people even providing higher status to the business.  However, Laura might be afraid if an outsider takes over and her control from the business might be lost as shares will be floating in the market.  


CIE A-level Business prefers to ask questions on such issue as well. It might ask to evaluate the issue whether to go with public or not. The recommendation should include floating shares, easy exchange of share, capital availability etc.

So here comes The clue. If CIE A-level Business provides issue on conversion of sole traders to private limited company, focus on relative differences being incorporated from being unincorporated. Along with keys like limited liabilities, continuity etc., the recommendation might include higher capital with additional shareholders. If CIE A-level Business questions on issue related with conversion of private limited company to public limited company, try to escape the above mentioned difference between incorporated and unincorporated and cover other keys like easy exchange, higher status, risk of takeover etc.  

 (To be continued... further will be posted soon)

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